![]() ![]() Let’s assume on average 10 years for each credit card account, times 12 pay-offs per year, times 7 cards, makes getting on for 1000 transfers to identify and delete. One, go through the accounts as set up and slowly delete all those duped transfers, one by one. In essence, because each transfer is present in two exported QIF files (the one for the ‘from’ account and the one for the ‘to’ account) and because Moneyspire makes no effort whatsoever to eliminate/merge two transfer transactions for the same amount on the same day, I’m left with the current ridiculous, nay laughable, situation.Ī few solutions present themselves here. Since I never use any account in isolation, every single one is affected by this. These days, I basically just use credit cards to buy things, so my bank account ends up with lots and lots of doubled outlays as I pay off the credit cards (hence the whacked-out owing of $1.2M). I also transfer cash between checking accounts: two equal entries in each account. So when I transfer cash to pay off a credit card? There are two equal entries in each account. The issue is that every single transfer of money between the accounts over those 20-odd years are counted twice. Since these totals bear no relation to the actual amounts in each of my accounts, what the heck is going on? I hasten to add that on a few of these accounts, I have transactions that go back to 1995, so 22 years ago, almost. (They do recommend that you pre-create all the accounts in Moneyspire to begin with and then import the QIF files into each new, empty account – I strongly concur with that recommendation.) And that’s the result I got. So I exported each active account into a QIF file (with Money, you export each account one-by-one, and all transactions from the start of time are included) and then imported them into Moneyspire. What I did, after I’d played around with the app using the demo database they provide and feeling fairly satisfied, was to import all of the data from my Microsoft Money database. Laughable, even: no, I do not owe Wells Fargo $1.2M at all. ![]() For once, I’m not that concerned about showing the summary page for the app, because (a) half the accounts there were cancelled a decade or more ago, and (b) the totals shown are completely and utterly way out of whack. ![]()
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